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Capital Gains Tax Calculator

Estimate simplified 2026 U.S. federal tax on a positive asset gain. Choose short- or long-term treatment and enter other taxable income after deductions. State tax, NIIT, losses, exclusions, and special asset rules are excluded.

Enter values and press Calculate to see the result here.

Gain and estimated tax method

Estimated gain = sale proceeds − cost basis − eligible selling costs

Short-term gains use ordinary federal brackets. Long-term gains are stacked above other taxable income and estimated using 2026 0%, 15%, and 20% thresholds. State tax, NIIT, loss deductions, home-sale exclusions, and special asset rules are not modeled. See IRS Revenue Procedure 2025-45.

Frequently asked questions

How is the gain calculated?

Sale proceeds minus cost basis and eligible selling costs. Negative amounts are zeroed; loss deductions are not modeled.

How are long-term gains taxed?

The estimate stacks the gain above other taxable income and applies the 2026 federal 0%, 15%, and 20% thresholds.

Does it include state tax or NIIT?

No. It estimates regular federal tax on the gain only.

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