Find your DTI ratio, the number lenders check first. Free, private, and runs entirely in your browser.
DTI is your total monthly debt payments divided by gross monthly income. Many lenders prefer 36% or lower and rarely go above 43%.
What counts as monthly debt? Rent or mortgage, car loans, student loans, minimum card payments and other loan payments.
What is a good DTI? 36% or below is generally considered good.