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Mutual Fund Calculator

See how fund fees reduce long-term growth. Free, private, and runs entirely in your browser.

Enter values and press Calculate to see the result here.

How this is calculated

The net return is the gross return minus the expense ratio, compounded monthly with regular contributions.

Formula

Net rate = Return − Expense ratio
FV = P(1+r)^n + D((1+r)^n − 1) ÷ r

Frequently asked questions

Why do small fees matter? They compound against you every year.

Are returns guaranteed? No, this is a projection with a constant return.

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