Estimate annualized take-home pay from gross wages using a simplified 2026 U.S. federal tax model. Choose a U.S. filing status and pay frequency. This assumes the entered wages belong to one worker; for joint filing it excludes a spouse’s income. State/local taxes and benefit deductions are excluded.
Federal income tax is estimated on annual wages after the 2026 standard deduction, then employee Social Security and Medicare estimates are subtracted. Per-check net divides annual net by pay periods.
This annualized estimate assumes the entered wages are for one worker and there is no spouse income. A joint filing status uses joint brackets and standard deduction but excludes a spouse’s income and payroll taxes. It excludes state/local taxes, benefits, credits, and exact W-4 withholding adjustments. See IRS Publication 15-T (2026) and IRS FICA rates.
2026 federal brackets and standard deduction plus employee Social Security and Medicare estimates. State/local tax and benefits are excluded.
No. It is an annualized planning estimate, not official payroll withholding.
Enter paychecks per year, such as 52 weekly or 26 biweekly.