Work out the payment and true cost of a personal loan. Free, private, and runs entirely in your browser.
The payment uses the amortization formula. The origination fee is a percentage of the amount borrowed and is added to the borrowing cost.
Is the fee included in the payment? No, it is shown separately; lenders often deduct it from the amount you receive.
What is a good rate? It depends on credit score and lender; compare several offers.