Add every subscription you pay for and instantly see your real monthly, yearly, and 5-year total. Your list is saved privately in your browser only — nothing is uploaded, no account needed.
| Service | Price | Billing |
|---|
A single $9.99/month subscription feels trivial. But the average household now juggles a dozen or more recurring charges spread across streaming, music, software, AI tools, cloud storage, and fitness apps — each easy to forget about individually, but substantial when added together.
Five subscriptions at $12, $15, $20, $10, and $8 per month add up to $65/month — which doesn't sound alarming. But over a year that's $780, and over five years it's $3,900 — often more than people expect when they only look at each charge individually.
| Billing | Typical price | Effective monthly cost |
|---|---|---|
| Monthly | $12.99/mo | $12.99 |
| Annual (with typical ~15% discount) | $132/yr | $11.00 |
Switching a subscription you're confident you'll keep long-term from monthly to annual billing is one of the simplest ways to cut recurring costs, since most services discount annual plans by 10-20%.
Is my subscription data saved anywhere? Your list is saved only in your own browser's local storage, and is never sent to any server, so it stays private to your device.
How much does the average person spend on subscriptions per year? It varies widely, but many people underestimate their total by forgetting smaller or annual charges; adding every subscription individually, including yearly ones, typically reveals a higher total than expected.
Why does the calculator show a 5-year total? A monthly fee that looks small in isolation compounds significantly over time; seeing the 5-year total makes it easier to judge whether a subscription is really worth keeping.
How can I reduce my subscription spending? Common tactics include canceling services you rarely use, switching from monthly to annual billing on ones you keep (often discounted 10-20%), and consolidating overlapping tools that do the same job.
Everything is converted to a common time period so different billing cycles can be compared. A yearly plan is divided by 12 to get its monthly equivalent, and a monthly price is multiplied by 12 to find its yearly cost. The 5-year total is the yearly total multiplied by five, assuming prices stay the same.
| Idea | How it helps |
|---|---|
| Review your bank or card statement | Finds forgotten charges. |
| Rotate services | Subscribe for a month, watch what you want, then cancel. |
| Choose yearly billing where there is a discount | Often cheaper if you will definitely keep the service. |
| Share family plans where the rules allow | Splits the cost. |
| Set a reminder before trials end | Avoids surprise charges. |
Why look at the yearly total instead of the monthly one? A small monthly price feels harmless, but twelve payments add up. Seeing the yearly and 5-year figures makes the real commitment clear.
Does it account for price increases? No. Totals assume prices stay the same, so real costs may be higher if providers raise their prices.
Where is my list saved? In your browser on this device only. Clearing your browser data can remove it, and it will not appear on another device.